Is my Medicare plan ending in Niagara Falls, NY?
Medicare plans are set by county. Niagara Falls is in Niagara County, so the plans listed as leaving Niagara County for 2027 apply to Niagara Falls residents.
Quick answer for Niagara Falls
20 Medicare plans are from 8 companies listed in Niagara County for 2026 but not for 2027, covering at least 6,205 people enrolled today. If you live in Niagara Falls and have one of these plans, you can choose a new plan from October 15 to December 7, and coverage starts January 1.
Companies with plans leaving Niagara County
| Company | Plans leaving | People enrolled (at least) |
|---|---|---|
| Lifetime Healthcare | 2 | 1,927 |
| Highmark Health | 4 | 1,565 |
| Wellcare / Ambetter (Centene) | 6 | 1,315 |
| Humana | 3 | 873 |
| Independent Health Association | 1 | 499 |
| Aetna (CVS Health) | 1 | 26 |
| Cigna HealthSpring (HCSC) | 2 | not listed |
| MVP Health Care | 1 | not listed |
Plans going away in Niagara County
| Plan going away | Company | People enrolled (at least) |
|---|---|---|
| Univera SeniorChoice Extra (HMO) H3351-020 | Lifetime Healthcare | 1,898 |
| Wellcare Fidelis Dual Liberty Sync (HMO D-SNP) H5599-013 | Wellcare / Ambetter (Centene) | 943 |
| Senior Blue 651 (HMO) H3384-019 | Highmark Health | 791 |
| Independent Health's Encompass 65 RED 043 (HMO) H3362-043 | Independent Health Association | 499 |
| HumanaChoice SNP-DE H5970-020 (PPO D-SNP) H5970-020 | Humana | 359 |
| HumanaChoice Giveback H5970-030 (PPO) H5970-030 | Humana | 350 |
| Forever Blue Value (PPO) H5526-016 | Highmark Health | 306 |
| Forever Blue 751 (PPO) H5526-004 | Highmark Health | 240 |
| Community Blue Medicare HMO Merit (HMO) H3384-071 | Highmark Health | 228 |
| Wellcare Simple (HMO-POS) H4868-019 | Wellcare / Ambetter (Centene) | 193 |
| Wellcare Dual Access (HMO D-SNP) H4868-004 | Wellcare / Ambetter (Centene) | 168 |
| Humana Gold Plus SNP-DE H3533-002 (HMO D-SNP) H3533-002 | Humana | 164 |
| Univera SeniorChoice Core (PPO) H3335-060 | Lifetime Healthcare | 29 |
| Aetna Medicare Partial Dual (HMO D-SNP) H3312-089 | Aetna (CVS Health) | 26 |
| Wellcare Patriot Simple (HMO-POS) H4868-003 | Wellcare / Ambetter (Centene) | 11 |
See all 18 plans leaving Niagara County →
What to do if you live in Niagara Falls
- Read the notice from your plan. It names the plan that is ending and your choices.
- Compare 2027 options before December 7: another Medicare Advantage plan, or Original Medicare with a Medicare Supplement and a Part D drug plan.
- Check that your doctors, hospitals and pharmacy near Niagara Falls are covered by any plan you consider.
- Free, unbiased help: HIICAP (Health Insurance Information, Counseling and Assistance Program) at 1-800-701-0501, or Medicare.gov, 1-800-MEDICARE.
Is my Medicare plan ending in Niagara Falls?
Medicare plans are offered by service area, usually county by county. Check the list above for your plan name or plan ID. A plan can be listed because it was renumbered or replaced, so your plan notice is the final word.
What happens if I do nothing in Niagara Falls?
If your plan is not renewing and you do not choose a new one, you may be moved to Original Medicare, which does not include drug coverage. Compare options before December 7 and confirm your dates with Medicare.gov or your plan notice.
Do I have to enroll if I call?
No. Calling is a conversation about your options, and you are never required to enroll.
Niagara Falls residents: call 855-367-1095
Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.
Call 855-367-1095 Open 8 AM-10 PM Eastern timeMore for Niagara Falls: Niagara Falls health insurance · Niagara County · All New York plans ending for 2027 · Niagara Falls population 47,599 (Census Bureau).
Source: CMS Medicare Advantage and Part D landscape files for 2026 and 2027, and CMS enrollment data from September 2026.
Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.