Independent Health Association Medicare plans ending in New York for 2027
Which Independent Health Association plans are listed as leaving New York, where, and what to do next.
Quick answer
1 Independent Health Association plan is listed in New York for 2026 but not for 2027, in 8 counties, covering at least 2,651 people enrolled today. If you have one of these plans, you can choose a new plan from October 15 to December 7, and coverage starts January 1.
Independent Health Association plans leaving New York
| Plan going away | Where | People enrolled (at least) |
|---|---|---|
| Independent Health's Encompass 65 RED 043 (HMO) H3362-043 | 8 counties | 2,651 |
Counties with Independent Health Association plans leaving
- Erie County · 1,798
- Niagara County · 499
- Cattaraugus County · 106
- Chautauqua County · 103
- Genesee County · 58
- Wyoming County · 41
- Allegany County · 23
- Orleans County · 23
What to do if you have a Independent Health Association plan
- Read the notice from Independent Health Association. It names the plan that is ending and your options.
- Compare 2027 options before December 7, including other Medicare Advantage plans, or Original Medicare with a Medicare Supplement and a Part D drug plan.
- Check that your doctors, hospitals and prescriptions are covered by any plan you consider.
- Free, unbiased help: HIICAP (Health Insurance Information, Counseling and Assistance Program) at 1-800-701-0501, or Medicare.gov, 1-800-MEDICARE.
Is my Independent Health Association plan ending in New York?
Check the list above for your plan name or plan ID. A plan can be listed because it was renumbered or replaced, so your plan notice is the final word. Independent Health Association must notify you if your plan is not renewing.
When can I pick a new plan?
The Annual Enrollment Period runs October 15 to December 7, and new coverage starts January 1. People whose plan is not renewing generally get extra time afterward. Confirm your dates with Medicare.gov or your plan notice.
Do I have to enroll if I call?
No. Calling is a conversation about your options, and you are never required to enroll.
Independent Health Association plan ending? Call 855-367-1095
Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.
Call 855-367-1095 Open 8 AM-10 PM Eastern timeSource: CMS Medicare Advantage and Part D landscape files for 2026 and 2027, and CMS enrollment data from September 2026.
Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.