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Medicare open enrollment is open now, until December 7.

Medicare Advantage
Dental, vision and indemnity
AdvantageGuard
Tri-Term, Short Term and HPG
Medicare SupplementComing soon
ACA, under 652027 plans released November 1
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Is my Medicare plan ending in Buffalo, NY?

Medicare plans are set by county. Buffalo is in Erie County, so the plans listed as leaving Erie County for 2027 apply to Buffalo residents.

Quick answer for Buffalo

22 Medicare plans are from 8 companies listed in Erie County for 2026 but not for 2027, covering at least 24,187 people enrolled today. If you live in Buffalo and have one of these plans, you can choose a new plan from October 15 to December 7, and coverage starts January 1.

Companies with plans leaving Erie County

CompanyPlans leavingPeople enrolled (at least)
Lifetime Healthcare29,379
Highmark Health46,194
Humana33,390
Wellcare / Ambetter (Centene)83,265
Independent Health Association11,798
Aetna (CVS Health)1150
MVP Health Care111
Cigna HealthSpring (HCSC)2not listed

Plans going away in Erie County

Plan going awayCompanyPeople enrolled (at least)
Univera SeniorChoice Extra (HMO)
H3351-020
Lifetime Healthcare9,191
Senior Blue 651 (HMO)
H3384-019
Highmark Health3,133
Wellcare Fidelis Dual Liberty Sync (HMO D-SNP)
H5599-013
Wellcare / Ambetter (Centene)1,890
Independent Health's Encompass 65 RED 043 (HMO)
H3362-043
Independent Health Association1,798
HumanaChoice SNP-DE H5970-020 (PPO D-SNP)
H5970-020
Humana1,651
Forever Blue Value (PPO)
H5526-016
Highmark Health1,203
HumanaChoice Giveback H5970-030 (PPO)
H5970-030
Humana1,086
Forever Blue 751 (PPO)
H5526-004
Highmark Health974
Community Blue Medicare HMO Merit (HMO)
H3384-071
Highmark Health884
Wellcare Dual Access (HMO D-SNP)
H4868-004
Wellcare / Ambetter (Centene)732
Humana Gold Plus SNP-DE H3533-002 (HMO D-SNP)
H3533-002
Humana653
Wellcare Simple (HMO-POS)
H4868-019
Wellcare / Ambetter (Centene)593
Univera SeniorChoice Core (PPO)
H3335-060
Lifetime Healthcare188
Aetna Medicare Partial Dual (HMO D-SNP)
H3312-089
Aetna (CVS Health)150
Wellcare Patriot Simple (HMO-POS)
H4868-003
Wellcare / Ambetter (Centene)31

See all 20 plans leaving Erie County →

What to do if you live in Buffalo

  1. Read the notice from your plan. It names the plan that is ending and your choices.
  2. Compare 2027 options before December 7: another Medicare Advantage plan, or Original Medicare with a Medicare Supplement and a Part D drug plan.
  3. Check that your doctors, hospitals and pharmacy near Buffalo are covered by any plan you consider.
  4. Free, unbiased help: HIICAP (Health Insurance Information, Counseling and Assistance Program) at 1-800-701-0501, or Medicare.gov, 1-800-MEDICARE.
Is my Medicare plan ending in Buffalo?

Medicare plans are offered by service area, usually county by county. Check the list above for your plan name or plan ID. A plan can be listed because it was renumbered or replaced, so your plan notice is the final word.

What happens if I do nothing in Buffalo?

If your plan is not renewing and you do not choose a new one, you may be moved to Original Medicare, which does not include drug coverage. Compare options before December 7 and confirm your dates with Medicare.gov or your plan notice.

Do I have to enroll if I call?

No. Calling is a conversation about your options, and you are never required to enroll.

Buffalo residents: call 855-367-1095

Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.

Call 855-367-1095 Open 8 AM-10 PM Eastern time

More for Buffalo: Buffalo health insurance · Erie County · All New York plans ending for 2027 · Buffalo population 274,678 (Census Bureau).

Source: CMS Medicare Advantage and Part D landscape files for 2026 and 2027, and CMS enrollment data from September 2026.

Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.

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Medicare

Medicare Open Enrollment is happening now

You have until December 7th. Enter your ZIP to see the New York plans we offer, or call and a licensed agent will go over them and enroll you. Calling is free, and you are never required to enroll.

Under 65 · ACA

ACA Open Enrollment is open now

Open enrollment is on, and deadlines vary, so don't wait. Call and we'll help you find the right New York plan.

Questions along the way? Call 855-367-1095 for assistance (Open 8 AM-10 PM Eastern time).