Is my Medicare plan ending in Troy, NY?
Medicare plans are set by county. Troy is in Rensselaer County, so the plans listed as leaving Rensselaer County for 2027 apply to Troy residents.
Quick answer for Troy
18 Medicare plans are from 7 companies listed in Rensselaer County for 2026 but not for 2027, covering at least 1,878 people enrolled today. If you live in Troy and have one of these plans, you can choose a new plan from October 15 to December 7, and coverage starts January 1.
Companies with plans leaving Rensselaer County
| Company | Plans leaving | People enrolled (at least) |
|---|---|---|
| MVP Health Care | 1 | 611 |
| Wellcare / Ambetter (Centene) | 7 | 534 |
| Humana | 3 | 356 |
| Aetna (CVS Health) | 2 | 158 |
| EmblemHealth | 2 | 112 |
| Highmark Health | 1 | 107 |
| Cigna HealthSpring (HCSC) | 2 | not listed |
Plans going away in Rensselaer County
| Plan going away | Company | People enrolled (at least) |
|---|---|---|
| MVP Medicare Complete Wellness with Part D (PPO) H9615-024 | MVP Health Care | 611 |
| Wellcare Fidelis Dual Liberty Sync (HMO D-SNP) H5599-013 | Wellcare / Ambetter (Centene) | 398 |
| HumanaChoice SNP-DE H5970-020 (PPO D-SNP) H5970-020 | Humana | 192 |
| Aetna Medicare Signature (HMO) H3312-062 | Aetna (CVS Health) | 139 |
| EmblemHealth VIP Value (HMO-POS) H3330-048 | EmblemHealth | 112 |
| Forever Blue 770 (PPO) H5526-018 | Highmark Health | 107 |
| HumanaChoice Giveback H5970-030 (PPO) H5970-030 | Humana | 106 |
| Wellcare Simple (HMO-POS) H4868-019 | Wellcare / Ambetter (Centene) | 87 |
| Humana Gold Plus SNP-DE H3533-002 (HMO D-SNP) H3533-002 | Humana | 58 |
| Wellcare Dual Access (HMO D-SNP) H4868-004 | Wellcare / Ambetter (Centene) | 49 |
| Aetna Medicare Partial Dual (HMO D-SNP) H3312-089 | Aetna (CVS Health) | 19 |
| EmblemHealth VIP Dual (HMO D-SNP) H5991-012 | EmblemHealth | 10 or fewer |
| Wellcare Advantage Enhanced (PFFS) H2816-037 | Wellcare / Ambetter (Centene) | 10 or fewer |
| Wellcare Advantage Simple (PFFS) H2816-038 | Wellcare / Ambetter (Centene) | 10 or fewer |
| Wellcare Premium Enhanced (PFFS) H2816-019 | Wellcare / Ambetter (Centene) | 10 or fewer |
See all 16 plans leaving Rensselaer County →
What to do if you live in Troy
- Read the notice from your plan. It names the plan that is ending and your choices.
- Compare 2027 options before December 7: another Medicare Advantage plan, or Original Medicare with a Medicare Supplement and a Part D drug plan.
- Check that your doctors, hospitals and pharmacy near Troy are covered by any plan you consider.
- Free, unbiased help: HIICAP (Health Insurance Information, Counseling and Assistance Program) at 1-800-701-0501, or Medicare.gov, 1-800-MEDICARE.
Is my Medicare plan ending in Troy?
Medicare plans are offered by service area, usually county by county. Check the list above for your plan name or plan ID. A plan can be listed because it was renumbered or replaced, so your plan notice is the final word.
What happens if I do nothing in Troy?
If your plan is not renewing and you do not choose a new one, you may be moved to Original Medicare, which does not include drug coverage. Compare options before December 7 and confirm your dates with Medicare.gov or your plan notice.
Do I have to enroll if I call?
No. Calling is a conversation about your options, and you are never required to enroll.
Troy residents: call 855-367-1095
Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.
Call 855-367-1095 Open 8 AM-10 PM Eastern timeMore for Troy: Troy health insurance · Rensselaer County · All New York plans ending for 2027 · Troy population 50,607 (Census Bureau).
Source: CMS Medicare Advantage and Part D landscape files for 2026 and 2027, and CMS enrollment data from September 2026.
Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.