Is my Medicare plan ending in Rochester, NY?
Medicare plans are set by county. Rochester is in Monroe County, so the plans listed as leaving Monroe County for 2027 apply to Rochester residents.
Quick answer for Rochester
17 Medicare plans are from 6 companies listed in Monroe County for 2026 but not for 2027, covering at least 15,445 people enrolled today. If you live in Rochester and have one of these plans, you can choose a new plan from October 15 to December 7, and coverage starts January 1.
Companies with plans leaving Monroe County
| Company | Plans leaving | People enrolled (at least) |
|---|---|---|
| Humana | 5 | 9,078 |
| Wellcare / Ambetter (Centene) | 6 | 3,974 |
| MVP Health Care | 1 | 1,516 |
| Aetna (CVS Health) | 2 | 877 |
| Cigna HealthSpring (HCSC) | 2 | not listed |
| CDS Monarch | 1 | not listed |
Plans going away in Monroe County
| Plan going away | Company | People enrolled (at least) |
|---|---|---|
| HumanaChoice Giveback H5970-030 (PPO) H5970-030 | Humana | 6,094 |
| Wellcare Simple (HMO-POS) H4868-019 | Wellcare / Ambetter (Centene) | 3,210 |
| MVP Medicare WellSelect with Part D (PPO) H9615-021 | MVP Health Care | 1,516 |
| HumanaChoice SNP-DE H5970-020 (PPO D-SNP) H5970-020 | Humana | 1,290 |
| HumanaChoice H5970-029 (PPO) H5970-029 | Humana | 658 |
| Humana Gold Plus SNP-DE H3533-002 (HMO D-SNP) H3533-002 | Humana | 541 |
| Aetna Medicare Enhanced (PPO) H5521-522 | Aetna (CVS Health) | 530 |
| Humana USAA Honor Giveback (PPO) H5970-016 | Humana | 495 |
| Wellcare Dual Access (HMO D-SNP) H4868-004 | Wellcare / Ambetter (Centene) | 387 |
| Aetna Medicare Full Dual (HMO D-SNP) H3312-087 | Aetna (CVS Health) | 347 |
| Wellcare Fidelis Dual Liberty Sync (HMO D-SNP) H5599-013 | Wellcare / Ambetter (Centene) | 316 |
| Wellcare Patriot Simple (HMO-POS) H4868-003 | Wellcare / Ambetter (Centene) | 26 |
| Wellcare Advantage Simple (PFFS) H2816-038 | Wellcare / Ambetter (Centene) | 18 |
| Wellcare Advantage Enhanced (PFFS) H2816-037 | Wellcare / Ambetter (Centene) | 17 |
| iCircle Dual Advantage (HMO D-SNP) H7813-001 | CDS Monarch | not listed |
What to do if you live in Rochester
- Read the notice from your plan. It names the plan that is ending and your choices.
- Compare 2027 options before December 7: another Medicare Advantage plan, or Original Medicare with a Medicare Supplement and a Part D drug plan.
- Check that your doctors, hospitals and pharmacy near Rochester are covered by any plan you consider.
- Free, unbiased help: HIICAP (Health Insurance Information, Counseling and Assistance Program) at 1-800-701-0501, or Medicare.gov, 1-800-MEDICARE.
Is my Medicare plan ending in Rochester?
Medicare plans are offered by service area, usually county by county. Check the list above for your plan name or plan ID. A plan can be listed because it was renumbered or replaced, so your plan notice is the final word.
What happens if I do nothing in Rochester?
If your plan is not renewing and you do not choose a new one, you may be moved to Original Medicare, which does not include drug coverage. Compare options before December 7 and confirm your dates with Medicare.gov or your plan notice.
Do I have to enroll if I call?
No. Calling is a conversation about your options, and you are never required to enroll.
Rochester residents: call 855-367-1095
Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.
Call 855-367-1095 Open 8 AM-10 PM Eastern timeMore for Rochester: Rochester health insurance · Monroe County · All New York plans ending for 2027 · Rochester population 207,274 (Census Bureau).
Source: CMS Medicare Advantage and Part D landscape files for 2026 and 2027, and CMS enrollment data from September 2026.
Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.